Golden Man

Golden Man Golden Man Golden Man

Golden Man

Golden Man Golden Man Golden Man
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Take Your Power Back Rebuild Your Credit Rebuild Your Life

Take Your Power Back Rebuild Your Credit Rebuild Your LifeTake Your Power Back Rebuild Your Credit Rebuild Your LifeTake Your Power Back Rebuild Your Credit Rebuild Your Life

With 7+ years of expert credit repair and 20 years in sales & financial strategy, Golden Man helps hard-working people fix it

Start My Credit Repair Today

Take Your Power Back Rebuild Your Credit Rebuild Your Life

Take Your Power Back Rebuild Your Credit Rebuild Your LifeTake Your Power Back Rebuild Your Credit Rebuild Your LifeTake Your Power Back Rebuild Your Credit Rebuild Your Life

With 7+ years of expert credit repair and 20 years in sales & financial strategy, Golden Man helps hard-working people fix it

Start My Credit Repair Today

WHAT WE FIX

We Repair the Credit Issues Holding You Back

✔ Late Payments
✔ Collections
✔ Charge-Offs
✔ Public Records
✔ Repossessions
✔ Bankruptcies
✔ Medical/Utility/Cell Phone Bills
✔ Student Loan Inaccuracies
✔ Inquiries
✔ Outdated Personal Information

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A PROVEN EXPERT WHO TURNS SETBACKS INTO COMEBACKS

For over 7 years, Golden Man has been the go-to credit repair specialist for thousands of individuals who needed a real second chance.

With more than 20 years in sales & marketing, he understands lenders, underwriting, consumer protection laws, and the exact strategies required to remove negative items fast and ethically.

The Man Behind the Results

Your Protection: Guarantees, Process, and What to Expect

2,000+ Credit Repair Clients Served

Expert in FCRA, FDCPA, CFPB escalation & dispute compliance

Expert in FCRA, FDCPA, CFPB escalation & dispute compliance

Golden Man has helped thousands of people remove inaccurate negative items, increase their scores, and position themselves for approvals. His experience means he knows exactly what works and what doesn’t saving you time and frustration.

Expert in FCRA, FDCPA, CFPB escalation & dispute compliance

Expert in FCRA, FDCPA, CFPB escalation & dispute compliance

Expert in FCRA, FDCPA, CFPB escalation & dispute compliance

Golden Man uses the same federal consumer protection laws that lenders and bureaus must follow. This ensures your disputes are LEGAL, powerful, and backed by federal rights giving you the upper hand in correcting your credit report.

Transparent, Ethical, Results-Driven Process

Expert in FCRA, FDCPA, CFPB escalation & dispute compliance

Thousands of Deletions Across all Three Bureaus

No false promises. No shady tactics. You’ll always know exactly what’s being disputed and how your credit is progressing. His brand promise is built on integrity and results.

Thousands of Deletions Across all Three Bureaus

20+ Years Experience in Sales & Financial Strategy

Thousands of Deletions Across all Three Bureaus

Real results, documented. From late payments to collections to repossessions, his strategies consistently produce verifiable deletions with TransUnion, Experian, and Equifax. You’re not guessing you’re choosing proven success.

20+ Years Experience in Sales & Financial Strategy

20+ Years Experience in Sales & Financial Strategy

20+ Years Experience in Sales & Financial Strategy

This He’s not just a credit specialist he understands banks, underwriting, denials, approvals, data points, and lender behavior. His background helps you approach credit repair strategically, not randomly.

90-Day Money-Back Guarantee

20+ Years Experience in Sales & Financial Strategy

20+ Years Experience in Sales & Financial Strategy

This guarantee shows confidence. If your credit shows no deletions in 90 days while maintaining active credit monitoring, you get your money back no questions asked. You have everything to gain and zero risk.

HOW IT WORKS (3-Step Fast-Track Process)

Step 1 — Your Credit Audit & Strategy Session

Step 3 — Results, Updates, and Continuous Optimization

Step 2 — Legal Disputes Sent to All Three Bureaus

Your journey starts with a personalized credit audit where Golden Man reviews your full credit report line by line. During your consultation, he identifies inaccurate, outdated, unverifiable, or incomplete items that are hurting your score and explains exactly why they are legally disputable. You’ll discuss your goals whether it's buying a home, getting approved for a vehicle, rebuilding financial stability, or simply improving your score. From there, Golden Man creates a custom repair plan tailored specifically to your situation, using federal consumer protection laws to guide the strategy. This step lays the foundation for how your disputes will be handled and ensures everything moves quickly and correctly from day one.

Step 2 — Legal Disputes Sent to All Three Bureaus

Step 3 — Results, Updates, and Continuous Optimization

Step 2 — Legal Disputes Sent to All Three Bureaus

Once your tailored strategy is complete, Golden Man prepares and sends your disputes directly to TransUnion, Experian, and Equifax using FCRA- and FDCPA-compliant methods. Each dispute is written based on the exact errors and violations discovered in your report, maximizing the chances of fast and accurate deletions. Instead of using generic templates like many companies, Golden Man crafts precise, law-based challenges that require the bureaus to investigate and verify documentation. If they cannot prove the item is accurate and fully compliant with federal law, they must remove it. This step activates the official 30–45 day response period from the bureaus, putting your credit repair process in motion immediately.

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Step 3 — Results, Updates, and Continuous Optimization

Step 3 — Results, Updates, and Continuous Optimization

Step 3 — Results, Updates, and Continuous Optimization

As your disputes move through the bureau system, Golden Man actively monitors your progress, tracks scores, and evaluates all bureau responses. Every 30–60 days, you’ll receive a progress review detailing deletions, updates, or any incomplete verification's. If the bureaus delay, stall, or provide insufficient proof, your case is escalated using stronger methods even submitting violations to the CFPB when needed. Each round of disputes is then adjusted based on your results to keep the momentum moving forward. Throughout this process, you’ll receive guidance on credit-building strategies, score improvement tips, and ongoing support so you not only repair your credit — you rebuild your entire financial foundation.

Frequently Asked Questions

Please reach me at info@goldenlifeconsulting.com if you cannot find an answer to your question.

Most clients begin seeing movement within 45-60 days, depending on the bureaus' response times. Some see results sooner, and some take longer every report is different.
What we guarantee is consistent legal disputes, real updates every round, and a strategic plan designed to get the fastest results possible.


Yes. We specialize in removing:

Late payments

Collections

Charge-offs

Repossessions

Public records

Personal information errors
As long as the information is inaccurate, unverifiable, outdated, or incomplete, you have the right to dispute it under federal law, and Golden Man uses those laws to your advantage.


Yes. We stand by our work with a 90-Day Money-Back Guarantee.
If you see no deletions or score increases within 90 days after maintaining active credit monitoring, we refund you simple, transparent, and honest. This guarantee exists because our results speak for themselves.


You’ll need three things:

Your credit monitoring login (SmartCredit)

A quiet place to talk for 15–20 minutes

A clear goal Are you trying to buy a home? Get a car? Reduce debt?
Golden Man will build your personalized dispute strategy based on this.


Copyright © 2026 Golden Man  - All Rights Reserved.

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Your Credit Won’t Fix Itself. Let’s Handle It.

Book a consultation with Golden Man and get a clear plan to remove negative items, increase your score, and move forward backed by a 90-day guarantee.

Start My Credit Repair

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